Millions of UK families depend on Child Benefit to support their children’s living and educational needs. But due to upcoming August bank holidays, thousands of parents may receive their Child Benefit payments earlier or later than expected, depending on where they live.
The Department for Work and Pensions (DWP) and HMRC have adjusted payment schedules to account for the bank holiday on Monday, August 25, 2025, with similar changes in Scotland on August 4. While the payment amounts remain unchanged, the date adjustments could affect household budgeting, especially for those living paycheck to paycheck.
What Is Child Benefit and Who Can Claim It?
Child Benefit is a tax-free payment from the UK government, provided to individuals responsible for raising children:
- Under 16 years old, or
- Under 20 years old if in approved education or training (e.g., A-levels, NVQs).
There is no limit to how many children you can claim for, but only one person can claim per child.
Here’s the current rate for the 2025 tax year:
| Child | Weekly Amount | Four-Week Payment |
|---|---|---|
| First Child | £26.05 | £104.20 |
| Each Additional Child | £17.25 | £69.00 |
Important: Child Benefit can also be claimed for foster children, as long as the local authority isn’t funding their accommodation or maintenance.
Payment Date Changes Due to Bank Holidays
If your Child Benefit was originally due on a bank holiday, you’ll receive it on an alternative date. HMRC has already confirmed changes for two major dates in August 2025:
| Region | Original Payment Date | Revised Payment Date |
|---|---|---|
| England & Wales | Monday, August 25 | Friday, August 22 |
| Scotland | Monday, August 4 | Tuesday, August 5 |
Note: This change is automatic. You don’t need to reapply or contact HMRC.
Why This Affects Budgeting
Although early payments might seem like a benefit, they create a longer gap until the next scheduled payment, potentially leading to budgeting challenges for families already managing tight finances.
If you’re affected:
- Track your next expected payment date
- Plan your spending to stretch across the longer interval
- Avoid relying on a four-week cycle this month
Eligibility Rules Refresher
To qualify for Child Benefit, you must:
- Live in the UK
- Be responsible for a child under 16 (or under 20 in education/training)
- Spend an equal amount or more than the Child Benefit amount on the child’s upkeep
Additionally, the child must be in approved education or training for at least 12 hours per week, excluding employer-paid courses.
High-Income Households: Beware the Repayment Rule
If you or your partner earns over £60,000 annually, you may need to repay part or all of your Child Benefit via the High Income Child Benefit Charge (HICBC).
Here’s how it works:
| Annual Income | Repayment Rate |
|---|---|
| Below £60,000 | No repayment |
| £60,000–£80,000 | 1% reduction for every £200 over £60,000 |
| £80,000 or more | 100% repayment required |
Despite this, many families still choose to claim Child Benefit because:
- It secures National Insurance credits for State Pension
- It ensures children are automatically assigned a National Insurance number at 16
How and When to Claim Child Benefit
You can claim Child Benefit:
- 48 hours after registering a birth, or
- Once a child comes to live with you
Claims can be backdated for up to three months, so even if you haven’t filed yet, you may still receive earlier payments retroactively.
With the August 2025 bank holidays fast approaching, families receiving Child Benefit should take note of the adjusted payment dates. While the amounts remain consistent, receiving payments earlier or later can cause cash-flow issues if not anticipated.
Parents are encouraged to check their upcoming dates, review eligibility rules, and adjust budgets accordingly to avoid financial strain. Whether you’re managing a large household or just getting started with your first claim, being informed is the key to making the most of this essential government support.
FAQs
Will my Child Benefit amount change due to the bank holiday?
No, the payment amount remains the same. Only the date of payment will shift if it falls on a bank holiday.
What should I do if my Child Benefit payment doesn’t arrive?
First, check your bank account and the updated payment schedule. If it’s still missing, contact HMRC immediately.
Can both parents claim Child Benefit for the same child?
No. Only one person can receive Child Benefit for each child, though you can decide who the claimant should be.
